WTW’s Specie Insurance team is a dedicated group of specialists operating across the UK, North America, Europe and Hong Kong, with extensive experience in structuring and managing insurance solutions for high‑value, high‑risk assets.
We work closely with clients to design innovative and cost‑effective insurance programmes that reflect their operational realities, risk profile and commercial objectives.
Our specialist expertise includes:
- Cash Management: Covering contractual liability, long‑term vault storage, transits, and physical damage to ATMs.
- Jewellery: End‑to‑end protection across the entire lifecycle, from mine to manufacture, distribution and final ownership.
- Fine Art: Protection against physical loss or damage, title, valuation and attribution risks, as well as professional liability exposures relating to fakes, forgeries, cyber risk and digital art.
- General Specie: Insurance solutions for the storage, movement and custody of precious and semi‑precious metals, stones and other high‑value assets.




