Skip to main content
Choose your location
Select the location and the language that you prefer
main content, press tab to continue
Service

Fine Art insurance

Insuring fine art requires a highly tailored approach. Our specialist fine art insurance brokers work closely with private collectors, galleries, museums and art dealers to provide personalised, expert insurance solutions.

Specialist protection for collections, exhibitions and loans

Owning, exhibiting and lending works of art involve complex financial, operational and reputational risks. Whether protecting a single masterpiece or a global collection, insurance must be structured to reflect the value, movement and unique characteristics of each work.

WTW’s Fine Art specialists provide bespoke insurance broking, risk advisory and claims support to collectors and institutions worldwide. Our team combines deep market access with extensive hands-on experience and strong relationships with leading specialist fine art insurers globally, enabling us to deliver tailored solutions that respond effectively when it matters most.

Who we support

Our Fine Art team advises a broad range of clients across Asia and globally, including:

  • Private and corporate collectors
  • Museums and cultural institutions
  • Galleries and art dealers
  • Auction houses
  • Foundations and public collections
  • Exhibition organisers and lenders
  • Art logistics providers, shippers and packers

How we work with you

Our approach goes beyond arranging insurance placement. We work closely with clients to understand how collections are managed, displayed, stored and moved, allowing us to align insurance cover with operational reality.

Our services typically include:

  • Reviewing collection values, loan activity and storage arrangements
  • Advising on appropriate limits, sub-limits and territorial scope
  • Structuring all-risks physical loss or damage cover, static and in transit
  • Reviewing loan agreements, exhibition contracts and indemnity provisions
  • Assessing foreign insurance requirements and government indemnities
  • Arranging loss prevention surveys and risk assessments where appropriate
  • Providing ongoing policy and placement advice as collections evolve

Scope of coverage

We arrange bespoke Fine Art insurance solutions designed to protect artworks at every stage of ownership and use, including cover for:

  • Acquisition, sale and consignment
  • Storage at named and unnamed locations
  • Outgoing and incoming loans
  • Exhibitions and art fairs
  • Transit and temporary movement
  • Restoration, reframing and conservation
  • Title risks and defective title exposure
  • Art collateralisation and lender interests

Each placement is tailored to reflect the value profile, geographical exposure and movement patterns of the collection.

Claims support when it matters most

In the event of a loss, our dedicated Fine Art claims specialists provide experienced, practical guidance throughout the claims process. Our team has supported clients on some of the most complex fine art claims globally, working with conservators, loss adjusters and insurers to achieve fair and timely outcomes.

With claims expertise embedded across our global network, we are positioned to respond decisively when incidents occur, helping to protect both the artwork and the client relationship.

Speak to our Fine Art specialists

If you would like to discuss how we can support your collection or institution, please contact our Fine Art team for a confidential discussion.

Contact us