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Service

Private client insurance solutions

Providing access to insurance solutions specifically designed to protect your high-value assets such as luxury homes, specialty cars, personal belongings, collectibles and family protection.

Our WTW specialist Private Clients team has been designing and managing individual personal insurance plans for many years, offering a wealth of experience and commitment to clients.

We endeavour to build long-term, personal relationships with you and deliver peace of mind by protecting those items that are most important to you.

How we can help you

As part of our personal approach to service, we provide you with a dedicated Account Manager whose role is to undertake a detailed assessment of your insurance requirements and then overlay our experience and specialist insurance knowledge to ensure you have the right insurances in place.

We provide complementary product advice to ensure appropriate coverage is in place to protect against the various exposures across your wide range of possessions. This advisory service will alleviate the administrative burden of comparing insurance solutions and guide you in selecting the option most applicable to your needs.

Our Private Clients team can advise you on insurance cover for:

  • Residential property
  • Motor vehicles, including classic cars
  • Antiques and collections
  • Fine art
  • Jewellery
  • Other vehicles
  • Yachts and motorboats
  • Annual travel cover

Working with WTW Private Clients


A perfect fit

We understand the limitations of standard insurance policies, so we work with you to give you access to insurance solutions that are best suited to your needs and, ultimately, respond appropriately when required.

Experience counts

As a specialist team, we have been designing and managing individual personal insurance solutions for many years, offering you a wealth of experience and commitment.

Specialists at your fingertips

Located around the globe, we have an integrated team of claims specialists, including loss adjustors and forensic accountants, to offer you effective advice and guidance when it is needed most.

Comprehensive and worldwide protection

Wherever you are in the world, at home or travelling abroad, with our solutions in place, your high-value assets are covered.

Our private clients insurance solutions

  • Luxury homes and properties: Comprehensive insurance for primary residences, secondary homes, vacation properties, and historic estates, safeguarding against damage, theft, and liability.

  • Specialty vehicles: Customized policies for luxury, classic, and collector cars, as well as recreational vehicles, with coverage that respects the originality and market value of your prized vehicles.

  • Personal belongings: Protection for high-value jewelry, designer clothing, and other personal items, each insured to its true value to cover loss, theft, and damage.

  • Family protection: Legal and cyber insurance to shield against legal disputes and digital threats, prioritizing your family’s safety.

  • Collectables: Insurance for wine collections, rare books, manuscripts, and musical instruments, ensuring your valuable collections are protected against damage, theft, and loss.

FAQs


Private client insurance is suitable for high-net-worth individuals and families who have significant assets and complex risk profiles that require tailored, comprehensive protection. This includes individuals with luxury homes, valuable art collections, high-end vehicles, and expensive jewelry. Additionally, it's ideal for those who need higher coverage limits, global protection, and specialized services such as cybersecurity and personal liability coverage.

Professionals like CEOs, entrepreneurs, and public figures who have unique lifestyle risks can also greatly benefit from private client insurance.

If:

  • the value of the contents in your home is more than £250K
  • you require buildings cover of more than £1M
  • your home is listed
  • you own valuable assets such as watches, fine art or jewelery that have a combined value of more than £40K
  • your minimum annual premium is £2.5K
  • you have a single item in your home worth more than £20K

You could benefit from private client insurance.

Policyholders can expect a streamlined and personalized process, managed by a dedicated claims specialist or account manager.

Disclaimer

WTW offers insurance-related services through its appropriately licensed and authorised companies in each country in which WTW operates. For further authorisation and regulatory details about our WTW legal entities, operating in your country, please refer to our WTW website. It is a regulatory requirement for us to consider our local licensing requirements.

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