The artificial intelligence (AI) revolution is transforming the data center landscape at unprecedented speed. As hyperscaler campuses grow more complex and stakes rise higher, traditional insurance solutions can no longer keep pace.
The creation of Digital Infrastructure Protector by Willis, a WTW business, brings together integrated coverage, evidence-based analytics and global expertise to help you minimize risk while maximizing operational and financial resilience.
The challenge: a new era of complexity
The pace at which AI is accelerating data center construction is creating challenges that demand new solutions. From supply chain vulnerabilities tied to critical semiconductor dependencies, to evolving regulations around AI, from soaring power demands to climate resilience concerns, the risks have never been more multifaceted.
The scale and scope of today's hyperscale campuses are significant, and the insurance market is working to provide capacity and solutions that truly meet these needs. What's required is not just more coverage, it's smarter, more integrated protection that spans the entire lifecycle of your digital infrastructure.
Our solution: integrated protection for every stage
Willis’ Digital Infrastructure Protector brings together three powerful capabilities under one comprehensive solution:
01
Integrated policy coverage
In partnership with an insurance carrier, we offer streamlined coverage with a capacity of at least $3 billion that unites building, operational property, marine, and cargo risk under one policy. This integrated approach supports a more coordinated transition from construction through operations, a differentiating capability that can help position you well to be more resilient in a fast-changing digital ecosystem.
02
Evidence-based broking
Our experts lead with analytics and data validation to not only assess potential gaps in coverage but also to support decisions around appropriate coverage levels for your specific needs. We work to help structure the right limit, the right terms and conditions for each individual project in a cost-efficient manner, giving you the power to align coverage decisions with your overall investment objectives.
03
Holistic risk management
Leveraging our recently released eight-point digital infrastructure risk framework, we provide an ongoing, comprehensive view of the full spectrum of data center risk. This framework covers emerging and strategic risk, physical damage, financial risks, operational challenges, and reputational concerns - enabling a more coordinated and informed approach to risk management.
The eight-point digital infrastructure risk framework (shown below) covers emerging and strategic risks; physical damage to property and development; financial risks impacting operations and reputation; climate, environmental and third-party liability risks; cyber and data-related risks, compliance and legal risks; supply chain risk and operational risk.
Why this matters: from construction through operations
Traditional insurance treats construction and operations as separate phases, creating gaps and inefficiencies. We've changed that by connecting the construction phase of the data center through the operational phase in a way that's truly valuable for you.
Our integrated model doesn't stop at first-party coverage. We're incorporating marine, cyber, and liability protection into a comprehensive solution, helping you navigate construction pressures, optimize insurance and risk financing strategies to protect supply chains, and strengthen operational resilience in an increasingly complex world.
The expert team behind your protection
When you choose Digital Infrastructure Protector, you gain access to our Global Digital Infrastructure Group, a cross-functional team that unites experts across multiple sectors and geographies.
What knowledge do our specialists bring?
- Construction and engineering
- Energy and power systems
- Climate resilience
- Technology and cyber security
- Real estate
- Supply chain management
- Data analytics and risk assessment
Whether you're building a facility in North America or expanding into Asia, you'll experience a consistent approach, consistent response, and consistent advice throughout.
Built for today, designed for tomorrow
Partnering with a broker that offers a comprehensive suite of solutions and expertise across energy, marine, construction, technology, and financial services ensures you're positioned to benefit from a full and comprehensive perspective as you scale your program today and build something that will serve you and your company for the future.
Willis Digital Infrastructure Protector is more than insurance, it's a strategic partnership designed to help data center owners, operators, contractors, and hyperscalers navigate the unprecedented complexity of the AI era.
Ready to protect your digital infrastructure?
The future is being built right now. Make sure it's protected with the right coverage, the right expertise, and the right partner.
While we believe most data center construction and operational sponsor clients will desire an integrated policy form approach, we recognize that some clients may prefer the traditional single solution approach, meaning separate builder’s risk, separate marine/cargo and separate operational property policies. Our objective is to offer as many optional solutions as possible!
As data center technology advances and power generation becomes increasingly critical, we remain committed to evolving our solutions alongside our clients' changing needs because innovation is a continuous journey, not a final destination.
Contact us today to learn how Willis’ Digital Infrastructure Protector can transform your approach to risk management.
