The insurance market saw significant softening in 2025, with substantial rate cuts creating a challenging landscape for underwriters and brokers. Clients are now re-evaluating placements, often seeking long-term stability over aggressive rate reductions. Despite lower pricing, underwriting discipline remains strong, and a quiet year for natural catastrophes helped prevent attritional losses. While casualty rates in the UK and internationally softened, the US market continued to see increases. The industry now looks ahead to the 2026 renewal season and its anticipated challenges. Watch the full video to find out more.
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Video
Facultative Insurance Market Update 2025 Q4
Our latest facultative video explores how to capitalize on emerging trends and stand out in today's (re)insurance market.
Disclaimer
WTW hopes you found the general information provided here informative and helpful. The information contained herein is not intended to constitute legal or other professional advice and should not be relied upon in lieu of consultation with your own legal advisors. In the event you would like more information regarding your insurance coverage, please do not hesitate to reach out to us. In North America, WTW offers insurance products through licensed entities, including Willis Towers Watson Northeast, Inc. (in the United States) and Willis Canada Inc. (in Canada).
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